Onbalance

Onbalance helps solopreneurs and small/family businesses plan cash flow — projecting money coming in and going out so they can see runway and avoid crunches — with a privacy-first design for owners who don't want to expose their financial data. It's free.

It targets small business owners and freelancers who want simple, trustworthy cash-flow forecasting without the complexity or data-sharing of full accounting suites.